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12-March-2012: Britain has in recent years become a nation of budding entrepreneurs, but three in four SMEs would struggle to survive a major interruption to their business without the necessary protection, warns AXA. 

AXA is in total agreement with the Government that small business start-ups are crucial to the future growth of the UK. However,it is concerned that without the proper protection in place new businesses may have the opposite effect. AXA is issuing a warning that it is important for businesses to protect their accumulated assets before they look for growth opportunities.

Over the last few years Britain has seen a wave of entrepreneurship as individuals fulfill their aspirations of running their own business, with nearly 450,000 small businesses registering during 2011, a significant increase on the 380,000 registrations during 2010.

However, new research from AXA has found that many are starting up with little awareness of the risks they face, nor the knowledge of how to protect themselves. One in four said they did not know what sort of insurance they needed when they launched, with the main reasons cited as being new to running a business and not knowing where to go to for advice.

Research carried out by AXA this month found despite the risks they face, few small businesses plan for every eventuality: 19% of UK SMEs surveyed could not identify the risks facing their business.

Almost half do not have a business continuity plan in place at all, and 91% have not reviewed their policies to see if they are covered for public disturbances such as the London riots. AXABusiness Insurance is seen as being particularly useful for start-up businesses and small family firms as a cost-effective means of protecting themselves against the downturn.

These warnings come as the company launches a new direct business insurance service for small businesses ensuring they can get not only the bespoke protection they need, but also the support.

Amanda Blanc,CEO of AXA Commercial Lines,said: “Small businesses are the backbone of our economy and will help drive us forward, so they need to be as prepared for the risks they may face as they grow by taking out as much protection – and the right kind – as they can afford.

“Our research showed that many SMEs are starting up without knowing what they need, or who to turn to for advice, which is why we’re launching AXA Business Insurance. A dedicated website makes it easy for them to get the cover they need, at a price they can afford.”

AXA Business Insurance has been launched to provide the support and guidance to help new businesses thrive. The entire process can be completed directly online and through its list of online questions for specific trades and professions, AXA Business Insurance allows sole traders and small businesses to buy exactly the cover they need, thereby reducing (potential start-up) costs.

For further information

Helene Barnes/Sophie Goodwin – AXA Business Insurance press office

020 7400 1907

AboutAXA Business Insurance

AXA is one of the largest general insurers in the UK and underwrites a broad range of products for individuals and businesses. AXA Business Insurance offers business insurance for sole traders, the self-employed and small businesses through its website www.axainsurance.com/business and is designed to make buying insurance fast, secure, convenient and easy-to-use. Small businesses can choose Public Liability insurance, Employers’ Liability Insurance and Professional Indemnity insurance and can tailor cover to their own requirements.

AXA Group is a worldwide leader in insurance and asset management, with 216,000 employees serving 93 million clients. In 2010, IFRS revenues amounted to Euro 91 billion and IFRS underlying earnings to Euro 3.9 billion. AXA had Euro 1,104 billion in assets under management as of December 31, 2010.

The AXA ordinary share is listed on compartment A of Euronext Paris under the ticker symbol CS (ISNFR 0000120628 – Bloomberg: CS FP – Reuters: AXAF.PA). AXA’s American Depository Shares are also quoted on the OTC QX platform under the ticker symbol AXAHY.

The Group is included in the main international SRI indexes, such as Dow Jones Sustainability Index (DJSI) and FTSE4GOOD.

Our previous company performance is not a guide to how we may perform in the future.
Any opinions expressed in this media communication are made as at the date of this publication but are subject to change without notice.

The search is over for Texas citizens who are looking for fast and effective Payday loan services. The new Approved Money Center Online is a new website that caters to the needs of the masses for Payday Loans all across the state.  Getting a Payday Loans Austin Texas would have been a difficult task because of the very high costs that consumers have to embrace to get a loan. This new website focuses on services and fast, guaranteed payday loans services across the state of Texas. Aside from Payday Loans Harlingen Texas, consumers can also find some good options like car title loans.

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The new website for Payday Loans Corpus Christi Texas is not limited to providing loans. It extends its service by becoming a source of information for consumers who want to know more about the concept of getting short term loans. The new site is linked their blogs, dedicated to both payday and car title loans. Informative blog articles aim to dispel myths regarding short term consumer loans, the advantages of utilizing their services and the risks that entails not paying the loans or missing out on your payment schedules. This information can be very helpful in leveling the expectations of consumers regarding the use of such loans for personal purposes.

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Before, getting Payday Loans Pflugerville Texas begins when you take the trip to the lending agency. It can be very disadvantageous to go there to make a loan. Nowadays, one can send an application online. The new website aims to inform consumers about the faster, easier way to forward your interest for getting the said loan. In some cases, online applications are highly preferred. The company just needs to know the account or bank where the money will be sent and in a few minutes, the money would have been in the bank. This minimizes the stress and pressure as well as risks of traveling to borrow money.

Helpful insights on payday loan disclosure and fee scheduling

Payday loans are legitimate kinds of consumer; short term debts and each of them are assessed and scheduled based on specific guidelines in compliance to state rules. The new website puts everything in perspective, allowing consumers to know exactly what it would entail them to pay for when they get payday loans. Aside from that, the new site also clarifies all the fees, obligations and explanations on how the payments will be done. This is to ensure that they understand the fees, risks and other obligations that they have to address.

About the Company

Approved Money Centers is an online payday and car title loan provider, offering services in the state of Texas. A fairly new brand, their new website is highly informative for consumers with news and information all about payday and car title loans as well as crucial information that consumers can benefit from. The new site offers online application for both payday and car title loans as well as insightful articles for better consumer understanding.

Taking their passion for high quality builds, dreamy properties and developed subdivisions across the Pittsburgh Area, Paragon Homes Custom Builder now takes its services online with its newly updated website. The new website aims to serve as its online campaign and expand its market reach and also be able to serve customers by presenting its products and services to modern homeowners within the Pittsburgh area or across the US. The new website has been overhauled to further reach a wider market of homeowners interested about investing or simply finding quality homes and showcase their skills as builders.

For more than 20 years and decade’s worth of expert building experience, Paragon Homes Custom Builder has amassed a great number of construction services with developers as well as one on one clients looking for Custom Builders Pittsburgh. The new website aims to showcase their expertise in the market throughout the years by showing a list of New Home Communities Pittsburgh as well as samples of individual rooms and properties that the company has created for its clientele. The lists of communities are presented as well as those with available properties for sale. There is a gallery of previous works that the company has done within the last 20 years.

Easy access to homes for sale- the new website features a page where interested buyers can check links of various communities, active properties for sale and the different features of the said properties. This makes it easier for the company to actually find the options within Pittsburgh done by the company itself. This library of properties for sale will give customers easier access to available properties of value. Each listing would include the address, number of rooms, additional details, pictures and other details that are viewable via the website of the developer. This is an ideal option for those who prefer to find standard homes at quality prices from New Home Communities Pittsburgh.

The new website also aims to be an informative tool for property searchers and interested parties who want to have custom made homes through the Home Builder Pittsburgh. The new website has a FAQ page that interested customers can read so that they will get a primer on what they have to do or know as consumers. This FAQ page is filled with all the information that you need for your clients to enjoy a fun and pleasurable experience finding the right homes and builders and all the finer details that they need to get their dream homes constructed. The website aims to provide the most comprehensive information that you need for a successful build.

The new website also allows customers to communicate with the company regarding different things such as inquiries, and other concerns.

ABOUT THE COMPANY:-

Paragon Homes Custom Builder has been in the construction and development business for more than 20- years handling a range of projects for the Pittsburgh area. The company now offers a wide range of services as well as custom made builds for a wider market.

Providing convenient software solutions for businesses both online and on land, Micronet Group Proudly presents MySMSMantra, a unique innovation that takes SMS into a whole new light. The new innovation allows businesses to make use of SMS technology in mobile phones by organizing contact lists via computer and sending information in the most convenient fashion. The birth of SMS Marketing has finally arrived and the new SMS Software offered by the company aims to capture a massive market across India. Like any other nation, India already got the smart phone and mobile phone bug and as such, these new innovations are designed to capture the needs of clients for quality services that you can definitely benefit from.

Bulk SMS is a unique innovation that extends the use of SMS into enterprise level communications. Normal, SMS would require very long message services since each message can only be sent one at a time. MySMSMantra takes it to a different level by allowing more messages to be sent at a time like email, but with more instantaneous benefits for clients. This allows faster and more efficient management of communications. The SMS Software also uses smart technology by taking into account erroneous mobile numbers ensuring that the format is right or if the number is actually not available or not in use.

The new SMS Marketing system truly was designed for marketing purposes. Included in the system is a template where SMS correspondence can be created while still personalizing the message and other unique information. One can securely send password details without making a mistake since it is the user who can customize the content for faster and more efficient message delivery. Aside from Bulk SMS, this software also allows the user to send SMS via computer. The business just has to choose the amount of credits to be included. This minimizes the cost by pacing the time between the message and the event, making it more effective for the customer.

Beyond Bulk SMS, the website also covers a range of other software tools. It is a complete suite of SMS plug ins and computer programs that can be used for a promising marketing strategy. Aside from the SMS messaging service via excel, the company also offers two way messaging environments, and marketing software that collects geographic data. All products are scalable and that means they can be installed and be used for massive corporate purposes and can also be used for smaller marketing runs. Micronet Group aims to offer products that can improve conversion and generate sales in the most cost effective manner. The site offers free demos for clients to try out the software plug ins they offer.

About the Company

Micronet Group owns MySMSMantra.com, a subsidiary and mobile advertising arm of the company. The website offers a wide range of SMS related products and services as well as other related products for SMS Marketing. For more information about the website and the various products they offer, please visit http://www.mysmsmantra.com/ for more details.